Welcome to Joyormall.com

Payment and Pricing

Read about the variety of payment options you can choose from when you purchase from Joyormall.com. Also, get more information about special pricing, offers, promotions, and other great deals with limited time availability.

Your Credit card issuing bank got your back

Payment Methods

Joyormall.com offers a secure and convenient payment experience for our valued customers. We accept a variety of payment methods to ensure a seamless shopping journey.

Google Pay / Apple Pay

- Pay the Google way. Google Pay is a quick, easy, and secure way to pay online, in stores or send money to friends and family. - Pay the Apple way. Faster and easier than using cards or cash. Pay in full, over time, or with your card's rewards. Fast, secure, and wallet-free. Your favorite way to pay is now available.

Credit & Debit Cards

For those preferring direct card payments, we accept both credit and debit cards through our Payment Gateway. This means your card details are processed securely by Payment Gateway, adhering to the highest standards of encryption and fraud protection.

“ You're covered by the credit card issuing bank for eligible purchases you don't receive or if something shows up significantly different than described.”

All orders paid through our third-party payment gateway are covered by the 180 Days Buyer Protection.

Credit Card Buyer Protection

180-Day Protection

If you encounter an issue with your purchase within 180 days of the transaction date, Joyormall.com and the credit card issuing bank may offer a refund, replacement, or other form of compensation, depending on the situation.

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Credit Card Buyer Protection

How It Works

If you need to file a claim, you can do so through your credit card issuing bank. Your credit card issuing bank will investigate the matter and, if the claim is approved, provide the appropriate remedy. This process ensures that you have peace of mind when shopping on Joyormall.com.

Learn More

Issues & Solutions

Common Payment Issues & Solutions

While paying with credit or debit cards through Google Pay / Apple Pay / Third-Party Payment Provider is generally straightforward, customers may occasionally encounter issues that cause payment failures. Here are some common problems and their solutions

Declined Card

If your card is declined, please check if you have sufficient funds, if your card is active, and if there are no restrictions on online transactions. Additionally, ensure that the billing information entered matches exactly with the information on your card.

Expired Card

An expired card will not process payments. Please update your payment method with a valid card before retrying the transaction.

Incorrect Billing Address

Mismatching billing addresses can lead to payment failures. Ensure that the billing address you enter matches the address associated with your card.

Network Issues

Sometimes, network errors or slow connections can cause payment issues. Try refreshing the page or checking your internet connection before retrying the payment.

Browser Compatibility

Certain browsers may not be fully compatible with the payment system. We recommend using the latest versions of popular browsers like Chrome, Firefox, Safari, or Edge for a better payment experience.

Security Checks

The third-party payment provider and banks often perform security checks to prevent fraud. If your payment is flagged for review, you may need to verify your identity or provide additional information. Follow the prompts provided by the third-party payment provider to complete the verification process.